Terms & Conditions
Last Updated: 08/30/2025
Welcome to PlanSmartFin.me. By accessing or using our website, you agree to comply with and be bound by these Terms & Conditions. Please read them carefully.
1. Acceptance of Terms
By using this website, you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use this site.
2. Services Provided
PlanSmartFin.me provides financial education, coaching, and resources to help individuals better understand money management, debt reduction, and wealth-building strategies.
👉 Important Disclaimer: We are not licensed financial advisors, accountants, or attorneys. The information on this site is for educational purposes only and should not be considered professional financial advice.
3. Use of Website
You agree to use this website only for lawful purposes and in a manner that does not infringe on the rights of others. You must not:
- Misuse or hack the site.
- Post or transmit harmful, illegal, or offensive content.
- Attempt to disrupt site functionality.
4. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of PlanSmartFin.me unless otherwise noted. You may not copy, reproduce, or distribute without permission.
5. Limitation of Liability
PlanSmartFin.me is not liable for any losses, damages, or decisions made based on the information provided on this website or during coaching sessions. You are responsible for your own financial decisions.
6. External Links
This website may contain links to third-party websites (e.g., Calendly, Zoom, Facebook, TikTok). We are not responsible for the content or policies of those websites.
7. Payments (If Applicable)
If you purchase any paid services, you agree to provide accurate payment information and comply with the terms of those transactions. Refund policies will be disclosed at the point of purchase.
8. Termination
We reserve the right to restrict or terminate access to our website or services if these Terms are violated.
9. Governing Law
These Terms are governed by the laws of the United States. Any disputes will be resolved in accordance with U.S. legal jurisdiction.
10. Changes to Terms
We may update these Terms at any time. Updates will be posted on this page with a new “Last Updated” date. Continued use of the site means you accept the new terms.
11. Contact Information
For questions about these Terms & Conditions, contact us at: